Making it easy to make a purchase.
You’ve found that perfect fixer-upper that will make the perfect investment property. Or maybe you’re building new. Whatever your goal, CHM will make it easy and affordable to buy a non-owner-occupied property.

We offer a wide range of loans that are right for every borrower, whether you’re renovating and reselling or refinancing and renting out. And you can always expect low interest rates and low points charged on the loan.

And unlike most lending institutions, CHM ’s loans are based on what your property will be worth when it’s rehabilitated or built – not on a percentage of its value at purchase.

Easy, Online Application

Follow this easy step-by-step process to help you secure your construction loan:

1. Fill out an online loan application or call toll-free at 1-412-860-5004.
2. Get pre-approval within 48 hours. (You may also receive “pre-approval” letters or “proof of funds” letters, which you can submit with your offer.)
3. Once you are notified and have a property in mind, fill out and submit the Repair List Form and the Property Planning Form.

Once we have the forms, we will work toward a two-week closing date. Then you can get started on turning a profit on your new construction or rehabilitation project!

Have questions? Send us an email at borrowers@certifiedhardmoney.com or call toll-free at 1-412-860-5004.

Focusing on you.
You’re as unique as the property you want to buy. We understand that every situation is different. That’s why we maintain a level of flexibility you won’t find at larger lending institutions.

CHM loans up to 100% financing, including in a single loan all the related costs:

• Property’s purchase price
• Construction costs
• Soft costs (e.g., architect’s fees, engineering reports and fees, appraisal fee, building permit, assessments, sewer and water hook-up, etc.)

We’ll always accommodate your particular situation to make the entire loan approval process as easy and seamless as possible.

Have questions? Send us an email at borrowers@certifiedhardmoney.com or call toll-free at 1-412-860-5004.